Terms of Use

1. Nature of the Content

This website includes access to a range of content and tools, which may include (but are not limited to):

  • AI-powered tools and chatbots

  • Written educational materials

  • Video and audio content

  • Training resources, examples, and templates

All content is provided for general informational and educational purposes only.

2. No Professional Advice

None of the content provided on this website — whether generated by AI tools, presented in videos, or included in written materials — constitutes professional advice of any kind.

This includes, but is not limited to:

  • legal advice

  • financial or investment advice

  • tax advice

  • medical or health advice

  • real estate, mortgage, or lending advice

You should always seek advice from a suitably qualified professional who is aware of your specific circumstances before making decisions.

3. Use of AI Tools and Chatbots

AI tools and chatbots made available on this website:

  • Generate responses based on patterns in data, not understanding or intent

  • May produce information that is incomplete, inaccurate, misleading, or inappropriate for your situation

  • Do not guarantee factual accuracy or suitability for any particular purpose

You acknowledge that AI-generated content should be treated as supporting information only, not as a basis for making decisions without independent verification.

4. User Responsibility

By using this website and its content, you agree that:

  • You are solely responsible for how you interpret and use any information provided

  • Any actions you take (or do not take) based on content from this website are taken entirely at your own risk

  • You will independently verify information before relying on it in any way that could have legal, financial, professional, or personal consequences

5. Accuracy and Limitations

While we aim to provide helpful and relevant information:

  • We make no guarantees regarding accuracy, completeness, or timeliness

  • Content may become outdated or may not reflect the latest developments

  • Examples and scenarios are illustrative only and may not apply to your circumstances

No warranties, express or implied, are given in relation to any content on this website.

6. Limitation of Liability

To the fullest extent permitted by law, we accept no liability for any loss or damage arising from:

  • reliance on information provided via this website

  • use of AI tools or chatbots

  • decisions made or actions taken based on content

  • errors, omissions, or interruptions in availability

This includes, without limitation, loss of income, business, profits, data, goodwill, or opportunity.

7. Third-Party References and Tools

Content on this website may reference or suggest third-party tools, platforms, services, or resources.

  • Such references do not constitute endorsement

  • We are not responsible for third-party content, services, or outcomes

  • Any engagement with third parties is solely at your discretion and risk

8. Use at Your Own Risk

All content and tools are provided on an “as is” and “as available” basis.

We do not warrant that:

  • the website or tools will be uninterrupted or error-free

  • outputs will meet your expectations

  • content will be suitable for any particular purpose

9. Indemnity

You agree to indemnify and hold harmless the website owners, operators, contributors, and partners from any claims, liabilities, losses, damages, or expenses arising from:

  • your use of the website or its content

  • your reliance on information provided

  • your breach of these Terms

10. Changes to These Terms

We reserve the right to amend these Terms of Use at any time. Continued use of the website constitutes acceptance of the current version.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles, and any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in New York, New York.